Buying a home or investment property in 2026 looks very different than it did just a few years ago. In this conversation, Richard Wayland sits down with Jonathan Williamson, Senior Mortgage Originator at Primed Up Mortgage, to separate mortgage facts from misinformation and explain what buyers and investors need to know in today’s market.

From down payment assistance and mortgage rates to FHA, VA, conventional, and DSCR loans, Jonathan breaks down financing options that could make homeownership or real estate investing more accessible than you think.

What You’ll Learn:

• Why you may need less money down than you think

• How mortgage rates actually affect home affordability

• How down payment assistance programs work

• FHA, VA, and conventional financing options

• How DSCR loans can help real estate investors

• Using duplexes and multifamily properties to build wealth

• Common mortgage mistakes that can cost buyers thousands

• Why speaking with a lender early can put you in a stronger position

Whether you’re a first-time homebuyer, current homeowner, or real estate investor, this conversation can help you better understand your financing options and make your next real estate decision with a clearer strategy.

Have questions about buying or investing? Contact us.